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Terms & Conditions

By using the insyt finance portal from insyt finance UG (limited liability), you accept the following conditions: 

1. Scope 

The finance portal insyt (hereinafter also “finance portal”) comprises the website with its various subdomains and aliases, as well as the mobile applications operated by insyt finance UG (limited liability) (hereinafter also “insyt”), such as iPhone App, Android app etc. 

insyt offers information on the finance portal (hereinafter also “content”) that can be used free of charge, as well as information that is subject to a charge and can only be used against payment of a fee. These terms of use apply exclusively to the use of the content that insyt makes available to the user on the finance portal free of charge. Furthermore, these terms of use concern both the setting and the retrieval of content by the user. Insofar as personal data is processed when using the finance portal, the data protection provisions apply in addition to these terms of use. 

2. Contents 

In our opinion, the content made available on the insyt finance portal is reliable and carefully prepared. However, insyt and third parties do not guarantee the completeness, correctness and accuracy of all content on the websites, mobile pages and apps. 

The contents of the ETF Finder are only summaries and comparisons based on generally available investor information. To the best of our knowledge and belief, we have summarized the information available to us for you and placed it in the respective tools. 

The opinions and assessments contained in the analyst recommendations do not always correspond to the opinion of insyt. insyt reserves the right to make unannounced changes at any time. The historical data shown are not forecasts for the future; in particular, no conclusions can be drawn about future earnings from past performance. 

Insyt finance UG (limited liability) does not provide any advice on buying, holding or selling securities, money market instruments or derivatives. 

The contents of the finance portal insyt of insyt finance UG (limited liability) are for your information only and do not constitute investment advice, recommendations or requests to buy, hold or sell the respective securities, money market instruments or derivatives require the consultation of a professional investment advisor. The total loss of the capital employed cannot be ruled out. The content made available is in no way a substitute for professional advice specifically tailored to the personal and financial circumstances of the user. In particular, the analyzes posted by private users in forums are not subject to and comply with the capital market regulations. Please contact your trusted bank prior to engaging in any trading activity in relation to the securities, money market instruments or derivatives presented here. 

If financial instruments are advertised, this is exclusively advertising from third parties, in particular issuers. Such advertising is not an advertising by insyt and does not constitute an investment recommendation by insyt. 

3. No contractual relationship 

With the use of the finance portal, especially when using the tools mentioned above, no contractual relationship, in particular no advice or information contract, comes into existence between you and insyt. In this respect, there are no contractual or quasi-contractual claims against insyt. 

insyt is entitled to change or discontinue the content and services made available free of charge on the finance portal at any time and to make new content and services available free of charge or against payment. 

4. Disclaimer of Liability 

The content available on the finance portal comes partly from insyt and partly from other users or other third parties. The contents of the users and other third parties are collectively referred to below as “third-party content”. insyt does not check the completeness, correctness and legality of third-party content and therefore assumes no responsibility or guarantee that the third-party content is complete, correct, legal or up-to-date. This also applies with regard to the quality of the third-party content and its suitability for a specific purpose, and also insofar as it is third-party content on linked external websites. 

insyt expressly points out that insyt obtains data and information from third parties. It is not possible for insyt to check all information and data provided by third parties. The data have been researched with the greatest possible care. In addition, insyt carefully selects the information and data providers and carries out control measures as far as possible. insyt therefore does not guarantee the correctness, completeness and topicality of the data and information obtained from third parties. 

In any case, please contact your trusted bank before engaging in any trading activity in relation to the securities, derivatives and other money market instruments shown. 

Liability for the functionality of the tools mentioned above and for damage resulting from a lack of functionality can also not be assumed. 

Purely as a precaution in the event that the use of our finance portal should lead to a contract, the following limitation of liability applies: 

In the context of your use of the finance portal (including the retrieval of content) insyt is liable in accordance with the following regulations: 

  • Insyt has unlimited liability for damage caused by insyt or by their legal representatives, executives or simple vicarious agents with intent or gross negligence. 
  • Insyt is not liable in cases of slightly negligent breach of only insignificant contractual obligations. In addition, insyt’s liability for damage caused by slight negligence is limited to the damage that can typically be expected to arise in the context of the respective contractual relationship (foreseeable damage typical for the contract). This also applies to slightly negligent breaches of duty by the legal representatives, executives or simple vicarious agents of insyt. 
  • The above limitation of liability does not apply in the event of malice, in the case of bodily harm or personal injury, for the breach of guarantees or for claims arising from product liability. 

In particular, insyt finance UG (limited liability) assumes no liability for events over which it has no influence (force majeure). 

5. Industrial Property Rights 

The content available on the finance portal is largely protected by copyright or other property rights and is owned by insyt, the other users or other third parties who have made the respective content available. The compilation of the content as such is possibly protected as a database or database work within the meaning of ยงยง 4 Paragraph 2, 87a Paragraph 1 UrhG. You may use this content as follows: 

Unless further use is expressly permitted in these terms of use or on the finance portal, 

  • you may only access and display the content available on the finance portal online for personal purposes; 
  • You are prohibited from editing, changing, translating, showing or demonstrating, publishing, exhibiting, copying or distributing the content available on the finance portal in whole or in part. It is also prohibited to remove or change copyright notices, brands, logos and other marks or protective notices. 

You will receive a non-exclusive right of use for your own, non-commercial purposes with respect to the content you have properly downloaded or printed out. Otherwise, all rights to the content remain with the original rights holder (insyt or the respective third party). In particular, the reproduction or use of graphics, multimedia documents and texts in other electronic or printed publications is not permitted without the express consent of insyt finance UG (limited liability) or the respective third party rights holder. 

Your mandatory statutory rights (including reproduction for private and other personal use in accordance with Section 53 UrhG) remain unaffected. 

For more information and usage instructions on the content of individual data providers, see Information on data providers. 

An automated query of the content of the finance portal is not permitted in any form without the express consent of insyt. Violation will be prosecuted. 

6. Linking and framing 

The content of other websites 

  • to which insyt finance UG (limited liability) has placed links in its finance portal, 
  • to which insyt finance UG (limited liability) is linked in its own “look and feel” (framing), 
  • who have placed a link to the insyt finance portal on their website or 
  • who link to the offer of insyt finance UG (limited liability) in their own “look and feel”, 

are not subject to the influence or control of insyt. 

insyt is therefore neither responsible for the content, availability, correctness and accuracy of these websites nor for their offers, links or advertisements. 

Despite all efforts, it is not always possible to fully elucidate the origin and content of these websites. The content of the websites to which insyt finance UG (limited liability) is linked is generally not the subject of insyt’s offer, unless this is specifically pointed out. 

insyt assumes no liability for damage or obligations in connection with the use of such websites and offers. A liability obligation would only arise in the event that insyt had knowledge of the content and it would be technically possible and reasonable for insyt to prevent use in the event of illegal content. 

7. Other 

This disclaimer is to be regarded as part of the internet, mobile or app offer from which you were referred to this page. 

As of: 01/30/2021